/* =========================
   Settings & Account Pages
   ========================= */

.settings-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 16px 16px 8px;
  border-bottom: 1px solid var(--border-subtle);
  background: var(--card-bg);
}

.header-content {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.header-content h1 {
  margin: 0;
  font-size: 18px;
}

.header-content nav {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  font-size: 14px;
  color: var(--text-secondary);
}

.header-content nav a {
  color: inherit;
  text-decoration: none;
}

.header-content nav a:hover {
  color: var(--text-primary);
}

.sign-out-btn {
  background: transparent;
  border: 1px solid var(--border-subtle);
  color: var(--text-secondary);
  border-radius: 12px;
  padding: 8px 16px;
  font-weight: 600;
  transition: border-color 120ms ease, color 120ms ease;
}

.sign-out-btn:hover {
  border-color: var(--text-primary);
  color: var(--text-primary);
}

.settings-section {
  background: var(--card-bg);
  border-radius: 20px;
  border: 1px solid var(--border);
  padding: 24px;
  box-shadow: var(--shadow);
}

.settings-section + .settings-section {
  margin-top: 20px;
}

.section-heading h2 {
  margin: 0;
  font-size: 20px;
}

.section-heading h3 {
  margin: 0;
  font-size: 18px;
}

.section-heading p {
  margin: 6px 0 0;
  color: var(--text-secondary);
  font-size: 14px;
}

.nav-list {
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin-top: 18px;
}

.nav-link-break {
  width: 100%;
  border-top: 1px solid var(--border-soft);
  margin: 8px 0;
}

.nav-link {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 14px 0;
  text-decoration: none;
  color: var(--text-primary);
  border-bottom: 1px dashed var(--border-soft);
}

.nav-link:last-of-type {
  border-bottom: none;
}

.nav-link:hover {
  color: var(--accent);
}

.nav-link-label {
  font-weight: 600;
}

.chevron {
  color: var(--accent);
  font-size: 16px;
  width: 26px;
  height: 26px;
  border-radius: 50%;
  background: rgba(59, 130, 246, 0.15);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  line-height: 0;
  padding-top: 2px;
  transition: background 180ms ease, color 180ms ease, transform 180ms ease, box-shadow 180ms ease;
  box-shadow: inset 0 0 0 1px rgba(59, 130, 246, 0.4);
}

.nav-link:hover .chevron,
.nav-link:focus .chevron {
  background: var(--accent);
  color: #fff;
  transform: scale(1.05);
  box-shadow: 0 6px 16px rgba(59, 130, 246, 0.4);
}

.tax-identifiers {
  margin-top: 12px;
  padding-top: 12px;
  border-top: 1px solid var(--border-soft);
}

.tax-identifiers h3 {
  font-size: 14px;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  margin-bottom: 8px;
  color: var(--text-secondary);
}

.tax-identifiers-hint {
  margin: 0 0 12px;
  font-size: 13px;
  color: var(--text-secondary);
}

.tax-identifiers .form-row {
  margin-bottom: 12px;
}

.split-grid {
  margin-top: 18px;
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 16px;
}

.split-grid .form-row {
  display: flex;
  flex-direction: column;
  gap: 4px;
  justify-content: flex-start;
}

.theme-toggle {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  position: relative;
  cursor: pointer;
  font-size: 14px;
  color: var(--text-secondary);
}

.theme-toggle input {
  position: absolute;
  opacity: 0;
  width: 0;
  height: 0;
}

.theme-toggle .toggle-slider {
  width: 52px;
  height: 28px;
  border-radius: 999px;
  background: rgba(148, 163, 184, 0.3);
  position: relative;
  transition: background 180ms ease;
}

.theme-toggle .toggle-slider::after {
  content: "";
  position: absolute;
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: #fff;
  top: 2px;
  left: 2px;
  box-shadow: 0 3px 10px rgba(15, 23, 42, 0.25);
  transition: transform 180ms ease;
}

.theme-toggle input:checked + .toggle-slider {
  background: var(--accent);
}

.theme-toggle input:checked + .toggle-slider::after {
  transform: translateX(24px);
}

.show-ids-toggle {
  margin-top: 10px;
  gap: 10px;
  font-size: 14px;
  color: var(--text-secondary);
}

.toggle-row {
  display: flex;
  align-items: center;
  justify-content: flex-start;
  gap: 12px;
  margin-top: 18px;
}

.units-block {
  margin-top: 18px;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 8px;
}

.units-switch {
  width: 100%;
}

.cpa-access-grid {
  align-items: end;
}

.settings-inline-message {
  margin: 12px 0 0;
  font-size: 13px;
  color: var(--text-secondary);
}

.settings-inline-message.is-error {
  color: var(--danger);
}

.settings-inline-message.is-success {
  color: var(--success);
}

.cpa-access-list-wrap {
  margin-top: 28px;
  border-top: 1px solid var(--border-soft);
  padding-top: 24px;
}

.cpa-access-subhead {
  margin-bottom: 14px;
}

.cpa-access-list {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.cpa-access-empty {
  padding: 14px 16px;
  border: 1px dashed var(--border-soft);
  border-radius: 14px;
  color: var(--text-secondary);
  background: var(--bg-muted, rgba(148, 163, 184, 0.08));
}

.cpa-access-item {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 16px;
  padding: 16px 18px;
  border: 1px solid var(--border-soft);
  border-radius: 16px;
  background: var(--card-bg);
}

.cpa-access-meta {
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.cpa-access-email {
  font-weight: 600;
  color: var(--text-primary);
}

.cpa-access-detail {
  font-size: 13px;
  color: var(--text-secondary);
}

.cpa-access-tags {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
}

.cpa-access-tag {
  display: inline-flex;
  align-items: center;
  padding: 4px 9px;
  border-radius: 999px;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.03em;
  text-transform: uppercase;
}

.cpa-access-tag.scope {
  background: rgba(59, 130, 246, 0.12);
  color: var(--accent);
}

.cpa-access-tag.business {
  background: rgba(15, 23, 42, 0.08);
  color: var(--text-primary);
}

.cpa-access-tag.pending {
  background: rgba(245, 158, 11, 0.15);
  color: #a16207;
}

.cpa-access-tag.active {
  background: rgba(16, 185, 129, 0.15);
  color: #047857;
}

.cpa-access-tag.revoked {
  background: rgba(239, 68, 68, 0.14);
  color: #b91c1c;
}

.cpa-access-actions {
  display: flex;
  align-items: center;
  gap: 10px;
}

.cpa-access-revoke {
  border: 1px solid rgba(239, 68, 68, 0.22);
  background: transparent;
  color: #b91c1c;
  border-radius: 10px;
  padding: 8px 12px;
  font-weight: 600;
}

.cpa-access-delete {
  border: 1px solid var(--border-soft);
  background: transparent;
  color: var(--text-primary);
  border-radius: 10px;
  padding: 8px 12px;
  font-weight: 600;
}

@media (max-width: 640px) {
  .cpa-access-item {
    flex-direction: column;
  }

  .cpa-access-actions {
    width: 100%;
    justify-content: flex-end;
  }
}

.form-label {
  font-weight: 600;
  color: var(--text-secondary);
}

.units-toggle {
  margin: 0;
}

.units-toggle {
  margin-left: auto;
}

.privacy-toggle-row {
  margin-top: 16px;
  margin-bottom: 12px;
}

.privacy-actions {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
}

.privacy-actions .consent-status {
  margin: 0;
  font-size: 13px;
  color: var(--text-secondary);
}

.safe-action {
  background: transparent;
  border: 1px solid var(--border-subtle);
  color: var(--text-primary);
  padding: 10px 16px;
  border-radius: 12px;
  font-weight: 600;
  cursor: pointer;
}

.safe-action:hover {
  border-color: var(--accent);
}

.settings-trial-banner {
  position: sticky;
  top: 0;
  padding: 6px 16px;
  background: rgba(59, 130, 246, 0.12);
  color: var(--text-primary);
  font-size: 13px;
  text-align: center;
  border-bottom: 1px solid var(--border-subtle);
}

.small-note {
  margin: 6px 0 0;
  font-size: 13px;
  color: var(--text-secondary);
}

.security-section {
  background: var(--card-bg);
  border: 1px solid var(--border);
  border-radius: 20px;
  padding: 24px;
  box-shadow: var(--shadow);
}

.security-section .section-heading p {
  margin: 6px 0 0;
  font-size: 14px;
}

.security-section form {
  margin-top: 12px;
}

.password-meter {
  margin-top: 10px;
  width: 100%;
  height: 8px;
  background: rgba(255, 255, 255, 0.12);
  border-radius: 6px;
  overflow: hidden;
}

.meter-bar {
  width: 0;
  height: 100%;
  background: #ef4444;
  border-radius: 6px;
  transition: width 0.15s ease, background 0.15s ease;
}

.password-strength-text {
  margin-top: 6px;
  font-size: 13px;
  font-weight: 600;
}

.password-requirements {
  margin-top: 8px;
  padding-left: 0;
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.password-requirements li {
  font-size: 13px;
  color: var(--text-secondary);
  display: flex;
  align-items: center;
  gap: 6px;
}

.password-requirements li::before {
  content: "•";
  font-size: 20px;
  line-height: 1;
  color: rgba(255, 255, 255, 0.4);
}

.password-requirements li.is-met,
.password-requirements li.is-met::before {
  color: #22c55e;
}

.password-match-message {
  margin-top: 6px;
  font-size: 13px;
  min-height: 18px;
  color: #ef4444;
}

.security-actions {
  margin-top: 18px;
}

.security-actions button {
  padding: 10px 18px;
  border-radius: 12px;
}

.security-actions button:disabled {
  opacity: 0.45;
  cursor: not-allowed;
}

.change-email-actions {
  margin-top: 18px;
  display: flex;
  align-items: center;
  gap: 10px;
  flex-wrap: wrap;
}

.change-email-actions button {
  padding: 10px 18px;
  border-radius: 12px;
  border: 1px solid var(--border);
  background: transparent;
  color: var(--text-primary);
  font-weight: 600;
  cursor: pointer;
}


@media (max-width: 600px) {
  .settings-header {
    flex-direction: column;
    gap: 12px;
  }

}

/* =========================
   Settings Hub Layout
   ========================= */

.settings-overview {
  margin-bottom: 24px;
}

.settings-page-heading {
  margin-bottom: 18px;
}

.settings-page-heading h1 {
  margin: 0;
  font-size: 34px;
  line-height: 1.08;
  color: #0f172a;
}

.settings-page-heading p {
  margin: 8px 0 0;
  color: #64748b;
  font-size: 15px;
}

.settings-overview-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
}

.settings-summary-card {
  appearance: none;
  width: 100%;
  border: 1px solid var(--border);
  border-radius: 22px;
  background: var(--surface);
  padding: 20px 22px;
  text-align: left;
  cursor: pointer;
  box-shadow: var(--shadow-card);
  transition: box-shadow 140ms ease;
}

.settings-summary-card:hover {
  box-shadow: 0 4px 12px rgba(15, 23, 42, 0.06);
}

.settings-summary-card-head {
  display: flex;
  justify-content: space-between;
  gap: 16px;
}

.settings-summary-card h2 {
  margin: 0;
  font-size: 20px;
  color: var(--ink);
}

.settings-summary-card p {
  margin: 6px 0 0;
}

.settings-summary-card-head p {
  color: var(--ink3);
  font-size: 14px;
}

.settings-summary-action {
  align-self: flex-start;
  color: #2563eb;
  font-weight: 700;
  font-size: 13px;
  white-space: nowrap;
}

.settings-summary-meta {
  margin-top: 16px;
  font-size: 13px;
  font-weight: 600;
  color: #475569;
}

.settings-trust-banner {
  margin-top: 18px;
  border: 1px solid rgba(191, 219, 254, 0.9);
  border-radius: 20px;
  background: linear-gradient(180deg, rgba(239, 246, 255, 0.96), rgba(248, 250, 252, 0.96));
  padding: 18px 20px;
  display: flex;
  justify-content: space-between;
  gap: 16px;
  align-items: center;
}

.settings-trust-banner strong {
  display: block;
  color: #0f172a;
}

.settings-trust-banner p {
  margin: 4px 0 0;
  color: #64748b;
  font-size: 14px;
}

.settings-trust-banner a,
.settings-link-btn {
  color: #2563eb;
  text-decoration: none;
  font-weight: 700;
  font-size: 13px;
}

.settings-detail-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
}

#settings-business { order: 1; }
#settings-billing { order: 2; }
#settings-cpa-access { order: 3; }
#settings-security { order: 4; }
#settings-preferences { order: 5; }
#settings-privacy-data { order: 6; }

.settings-panel-head {
  margin-bottom: 16px;
}

.settings-panel-head h2 {
  margin: 0;
  font-size: 22px;
  color: #0f172a;
}

.settings-panel-head p {
  margin: 6px 0 0;
  color: #64748b;
  font-size: 14px;
}

.settings-subpanel {
  border: 1px solid rgba(226, 232, 240, 0.95);
  border-radius: 18px;
  background: rgba(248, 250, 252, 0.7);
  padding: 16px;
}

.settings-subpanel + .settings-subpanel {
  margin-top: 14px;
}

.settings-subpanel-head {
  margin-bottom: 12px;
}

.settings-subpanel-head h3 {
  margin: 0;
  font-size: 16px;
  color: #0f172a;
}

.settings-subpanel-head p {
  margin: 4px 0 0;
  font-size: 13px;
  color: #64748b;
}

.settings-inline-actions {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
  justify-content: flex-end;
}

.settings-tabs {
  display: inline-flex;
  flex-wrap: wrap;
  gap: 8px;
  padding: 6px;
  border-radius: 16px;
  background: rgba(241, 245, 249, 0.95);
  margin-bottom: 14px;
}

.settings-tab {
  appearance: none;
  border: 0;
  border-radius: 12px;
  background: transparent;
  color: #64748b;
  font-weight: 700;
  font-size: 13px;
  padding: 9px 12px;
  cursor: pointer;
}

.settings-tab.is-active {
  background: #ffffff;
  color: #2563eb;
  box-shadow: 0 6px 18px rgba(15, 23, 42, 0.08);
}

.settings-tab-panel {
  display: none;
}

.settings-tab-panel.is-active {
  display: block;
}

.business-list-wrap,
.cpa-access-list {
  margin-top: 0;
}

.cpa-access-list-wrap {
  margin-top: 0;
  border-top: 0;
  padding-top: 0;
}

.security-form,
.session-block,
.mfa-block {
  margin-top: 0;
}

.security-fieldset {
  padding: 0;
  margin: 0;
  border: 0;
}

.security-fieldset legend {
  padding: 0;
  font-size: 16px;
  font-weight: 700;
  color: #0f172a;
  margin-bottom: 12px;
}

.danger-card {
  margin-top: 20px;
  background: #fff6f5;
  border: 1px solid rgba(248, 113, 113, 0.25);
  border-radius: 24px;
  padding: 20px;
  box-shadow: 0 14px 34px rgba(15, 23, 42, 0.05);
}

.danger-card-head p {
  margin: 8px 0 0 34px;
  color: #9f1239;
  font-size: 14px;
}

@media (max-width: 1180px) {
  .settings-detail-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 980px) {
  .settings-shell {
    grid-template-columns: 1fr;
  }

  .settings-sidebar {
    position: static;
  }

  .settings-overview-grid,
  .settings-detail-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 640px) {
  .settings-shell {
    width: min(100% - 20px, 1320px);
    margin-top: 16px;
    gap: 16px;
  }

  .settings-main {
    padding-bottom: 140px;
  }

  .settings-summary-card-head,
  .settings-trust-banner,
  .settings-row {
    flex-direction: column;
    align-items: flex-start;
  }

  .settings-inline-actions {
    width: 100%;
    justify-content: flex-start;
  }
}
/* =========================
   Settings Panel Surface System (Step 2)
   ========================= */

.settings-panel {
  background: var(--card-bg);
  border-radius: 20px;
  border: 1px solid var(--border);
  box-shadow: var(--shadow-sm);
  overflow: hidden;
}

.settings-panel-header {
  padding: 20px 24px 12px;
}

.settings-panel-title {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--text-main);
}

.settings-panel-subtitle {
  margin-top: 4px;
  font-size: 0.85rem;
  color: var(--text-muted);
}

.settings-panel-body {
  padding: 20px 24px 24px;
}

.settings-panel-danger {
  border: 1px solid rgba(239, 68, 68, 0.25);
  background: linear-gradient(
    180deg,
    rgba(239, 68, 68, 0.05),
    rgba(239, 68, 68, 0.02)
  );
}

.settings-toggle-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 12px 0;
}

.settings-panel + .settings-panel {
  margin-top: 6px;
}

body {
  background: var(--surface2);
}

/* SVG icon sizing for settings-specific icons */
.danger-card-icon svg,
.danger-modal-icon svg {
  width: 100%;
  height: 100%;
  stroke: currentColor;
  stroke-width: 1.5;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.settings-shell {
  max-width: none;
  margin: 0;
  padding: 0;
  min-height: calc(100vh - 56px);
  display: grid;
  grid-template-columns: 220px 1fr;
  gap: 0;
}

.settings-sidebar {
  background: var(--surface);
  border-right: 0.5px solid var(--border);
  padding: 20px 16px;
  position: static;
}

.settings-sidebar-card {
  background: transparent;
  border: none;
  box-shadow: none;
  padding: 0;
}

.sidebar-section-label {
  font-size: 10px;
  font-weight: 500;
  letter-spacing: 0.08em;
  color: var(--ink3);
  text-transform: uppercase;
  padding: 12px 8px 6px;
}

.settings-nav {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.settings-nav-item {
  width: 100%;
  text-align: left;
  padding: 8px 10px;
  border-radius: 8px;
  border: none;
  background: transparent;
  color: var(--ink2);
  font-size: 13px;
  font-weight: 400;
  cursor: pointer;
}

.settings-nav-item:hover {
  background: var(--surface2);
  color: var(--ink);
}

.settings-nav-item.is-active {
  background: var(--accent-light);
  color: var(--accent2);
}

.settings-main {
  padding: 28px 28px 80px; /* bottom pad keeps content above fixed save bar */
  background: var(--surface2);
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.settings-card {
  background: var(--surface);
  border: 0.5px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 20px 22px;
  box-shadow: none;
}

.card-head {
  margin-bottom: 14px;
}

.card-title {
  font-size: 14px;
  font-weight: 500;
  color: var(--ink);
}

.card-desc {
  margin-top: 4px;
  font-size: 12px;
  color: var(--ink3);
}

.settings-form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-bottom: 14px;
}

.form-field-full {
  grid-column: 1 / -1;
}

.address-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 8px;
}

.address-row-inline {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 8px;
}

.settings-primary-btn {
  padding: 8px 18px;
  background: var(--accent2);
  color: #fff;
  border: none;
  border-radius: 7px;
  font-size: 13px;
  font-weight: 500;
}

.settings-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  /* Negative horizontal margins cancel the card's 22px padding so the
     border-top rule runs wall-to-wall, matching the card's inner edges. */
  margin-left: -22px;
  margin-right: -22px;
  padding: 14px 22px;
  border-top: 0.5px solid var(--border);
}

.settings-row:first-of-type {
  border-top: none;
}

.settings-row-copy {
  display: flex;
  flex-direction: column;
  gap: 2px;
}

.settings-row-title {
  font-size: 13px;
  font-weight: 500;
  color: var(--ink);
}

.settings-row-desc {
  font-size: 12px;
  color: var(--ink3);
}

.inline-select {
  width: auto;
  min-width: 170px;
  padding: 5px 8px;
  font-size: 13px;
}

.switch {
  position: relative;
  display: inline-flex;
  align-items: center;
}

.switch input {
  position: absolute;
  opacity: 0;
  width: 0;
  height: 0;
}

.switch-track {
  width: 36px;
  height: 20px;
  background: var(--surface3);
  border-radius: 20px;
  border: 0.5px solid var(--border2);
  position: relative;
}

.switch-track::after {
  content: "";
  position: absolute;
  top: 2px;
  left: 3px;
  width: 14px;
  height: 14px;
  background: #fff;
  border-radius: 50%;
  transition: transform 0.15s ease;
}

.switch input:checked + .switch-track {
  background: var(--accent2);
}

.switch input:checked + .switch-track::after {
  transform: translateX(16px);
}

.settings-row-actions {
  justify-content: flex-start;
  gap: 16px;
}

.settings-row.hidden {
  display: none;
}

.settings-helper-note {
  margin-top: 6px;
  font-size: 11px;
  line-height: 1.5;
  color: var(--ink3);
  max-width: 420px;
}

.settings-save-bar {
  position: fixed;
  left: 0;
  right: 0;
  bottom: 0;
  z-index: 500;
  margin: 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 14px 28px;
  background: var(--accent);
  color: #fff;
  border-radius: 0;
  box-shadow: 0 -2px 12px rgba(15, 25, 35, 0.14);
}

.settings-save-bar.hidden {
  display: none;
}

.settings-save-copy {
  display: flex;
  flex-direction: column;
  gap: 2px;
  min-width: 0;
}

.settings-save-copy strong {
  font-size: 13px;
  font-weight: 500;
}

.settings-save-copy span {
  font-size: 12px;
  color: rgba(255, 255, 255, 0.82);
}

.settings-save-actions {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  flex-shrink: 0;
}

.settings-secondary-btn {
  padding: 8px 16px;
  border: 0.5px solid rgba(255, 255, 255, 0.28);
  border-radius: 7px;
  background: rgba(255, 255, 255, 0.1);
  color: #fff;
  font-size: 13px;
  font-weight: 500;
}

.consent-status {
  font-size: 12px;
  color: var(--ink3);
}

.safe-action {
  padding: 8px 16px;
  border: 0.5px solid var(--border2);
  border-radius: 7px;
  background: var(--surface);
  color: var(--ink2);
  font-size: 13px;
  font-weight: 500;
}

.security-fieldset {
  border: 0.5px solid var(--border);
  border-radius: var(--radius);
  padding: 16px;
  margin: 0;
}

.security-fieldset legend {
  font-size: 12px;
  font-weight: 500;
  color: var(--ink2);
  padding: 0 6px;
}

.security-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

.settings-password-meter {
  margin-top: 10px;
  height: 8px;
  background: var(--surface3);
}

.settings-password-meter .meter-bar {
  width: 0;
  height: 100%;
  background: var(--red);
}

.settings-password-meter .meter-bar.score-0 {
  width: 0;
}

.settings-password-meter .meter-bar.score-1 {
  width: 33.3333%;
}

.settings-password-meter .meter-bar.score-2 {
  width: 66.6667%;
}

.settings-password-meter .meter-bar.score-3 {
  width: 100%;
}

.settings-password-meter .meter-bar.is-weak {
  background: #b91c1c;
}

.settings-password-meter .meter-bar.is-fair {
  background: #92600a;
}

.settings-password-meter .meter-bar.is-strong {
  background: #1a7a4a;
}

.password-strength-text,
.password-match-message,
.password-requirements li,
.security-show-password,
.session-note {
  color: var(--ink3);
}

.password-strength-text.is-weak,
.password-match-message.is-error {
  color: #b91c1c;
}

.password-strength-text.is-fair {
  color: #92600a;
}

.password-strength-text.is-strong,
.password-match-message.is-success {
  color: #1a7a4a;
}

.security-show-password {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 8px;
  margin-top: 10px;
  font-size: 13px;
}

.session-block {
  margin-top: 16px;
}

.session-block h3 {
  font-size: 14px;
  font-weight: 500;
  color: var(--ink);
}

.secondary-session-btn {
  margin-top: 10px;
}

.session-actions {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 10px;
  margin-top: 10px;
}

.session-actions .secondary-session-btn {
  margin-top: 0;
}

.session-manage-link {
  display: inline-flex;
  align-items: center;
  text-decoration: none;
}

.session-note {
  margin-top: 8px;
  font-size: 12px;
}

.mfa-block {
  margin-top: 22px;
  padding-top: 18px;
  border-top: 0.5px solid var(--border);
}

.mfa-header {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 16px;
  margin-bottom: 14px;
}

.mfa-header h3 {
  font-size: 14px;
  font-weight: 500;
  color: var(--ink);
}

.mfa-switch {
  margin-top: 2px;
  flex-shrink: 0;
}

.mfa-setup-panel.hidden,
.mfa-recovery-wrap.hidden,
.mfa-setup-secret-row.hidden,
.settings-secondary-btn.hidden {
  display: none;
}

.mfa-setup-panel,
.mfa-recovery-wrap {
  margin-top: 14px;
  padding: 16px;
  border: 0.5px solid var(--border);
  border-radius: var(--radius);
  background: var(--surface2);
}

.mfa-setup-panel textarea {
  min-height: 74px;
  resize: vertical;
}

.mfa-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 14px;
}

.mfa-recovery-codes {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(120px, 1fr));
  gap: 8px;
  margin-top: 10px;
}

.mfa-recovery-code {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 8px 10px;
  border-radius: 8px;
  background: var(--surface);
  border: 0.5px solid var(--border2);
  font-size: 12px;
  font-weight: 600;
  color: var(--ink);
}

.danger-card {
  border: 0.5px solid var(--red-border);
  border-radius: var(--radius-lg);
  overflow: hidden;
  background: var(--surface);
}

.danger-card-head {
  background: var(--red-bg);
  padding: 14px 20px;
  border-bottom: 0.5px solid var(--red-border);
}

.danger-card-title {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  font-size: 13px;
  font-weight: 500;
  color: var(--red);
}

.danger-card-icon {
  width: 14px;
  height: 14px;
  display: inline-flex;
}

.danger-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 14px 20px;
  border-bottom: 0.5px solid var(--border);
}

.danger-row:last-child {
  border-bottom: none;
}

.danger-name {
  font-size: 13px;
  font-weight: 500;
  color: var(--ink);
}

.danger-desc {
  margin-top: 2px;
  font-size: 12px;
  color: var(--ink3);
}

.danger-outline-btn {
  padding: 7px 14px;
  border: 1px solid var(--red-border);
  border-radius: 7px;
  font-size: 12px;
  font-weight: 500;
  color: var(--red);
  background: transparent;
}

.danger-outline-btn:hover {
  background: var(--red-bg);
}

.transaction-modal {
  position: fixed;
  inset: 0;
  background: rgba(15, 25, 35, 0.45);
  display: flex;
  align-items: center;
  justify-content: center;
  z-index: 1000;
}

.transaction-modal.hidden {
  display: none;
}

.danger-modal {
  background: var(--surface);
  border-radius: var(--radius-lg);
  padding: 28px;
  width: 440px;
  max-width: calc(100vw - 32px);
  box-shadow: 0 20px 60px rgba(15, 25, 35, 0.18);
}

.danger-modal-icon {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: var(--red-bg);
  color: var(--red);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 16px;
}

.danger-modal-icon svg {
  width: 20px;
  height: 20px;
}

.danger-confirm-wrap {
  margin-top: 16px;
}

.danger-confirm-wrap.hidden {
  display: none;
}

.danger-confirm-wrap label {
  text-transform: none;
  letter-spacing: 0;
  font-size: 12px;
  font-weight: 400;
  color: var(--ink3);
}

.danger-confirm-wrap input {
  margin-top: 6px;
}

.modal-actions.danger-actions {
  display: flex;
  gap: 10px;
  justify-content: flex-end;
  margin-top: 24px;
}

.modal-cancel {
  padding: 8px 16px;
  border: 0.5px solid var(--border2);
  border-radius: 7px;
  font-size: 13px;
  color: var(--ink2);
  background: var(--surface);
}

.modal-delete {
  padding: 8px 16px;
  background: var(--red);
  color: #fff;
  border: none;
  border-radius: 7px;
  font-size: 13px;
  font-weight: 500;
}

.modal-delete-accent {
  background: var(--accent, #2563eb);
}

.modal-delete:disabled {
  opacity: 0.4;
  cursor: not-allowed;
}

.settings-toast {
  position: fixed;
  bottom: 24px;
  right: 24px;
  z-index: 2000;
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 12px 16px;
  background: var(--accent);
  color: #fff;
  border-radius: var(--radius);
  font-size: 13px;
  min-width: 240px;
  box-shadow: 0 4px 16px rgba(15, 25, 35, 0.18);
}

.settings-toast.hidden {
  display: none;
}

.toast-check {
  width: 16px;
  height: 16px;
  display: inline-flex;
  flex-shrink: 0;
}

@media (max-width: 1024px) {
  .settings-shell {
    grid-template-columns: 1fr;
  }

  .settings-sidebar {
    border-right: none;
    border-bottom: 0.5px solid var(--border);
  }
}

@media (max-width: 720px) {
  .settings-sidebar-card,
  .settings-card,
  .danger-card {
    border-radius: 16px;
  }

  .settings-sidebar-card {
    padding: 14px;
  }

  .settings-main {
    padding: 16px 16px 80px;
  }

  .settings-form-grid,
  .security-grid {
    grid-template-columns: 1fr;
  }

  .settings-row,
  .danger-row {
    flex-direction: column;
    align-items: stretch;
  }

  .inline-select,
  .danger-outline-btn,
  .safe-action,
  .settings-secondary-btn,
  .settings-save-actions,
  .settings-save-actions .settings-primary-btn {
    width: 100%;
  }

  .settings-save-actions {
    display: flex;
    flex-direction: column;
  }

  .settings-nav-item,
  .settings-primary-btn,
  .sign-out-btn,
  .cpa-access-revoke,
  .cpa-access-delete {
    width: 100%;
  }

  .cpa-access-actions {
    width: 100%;
    flex-direction: column;
    align-items: stretch;
  }
}

/* ==============================
   Business Management Section
   ============================== */

.settings-business-management {
  margin-top: 24px;
  padding-top: 20px;
  border-top: 1px solid var(--border-subtle);
}

.settings-business-management .card-head {
  margin-bottom: 12px;
}

.business-list-wrap {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-bottom: 14px;
}

.business-list-item {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 12px 16px;
  border: 1px solid var(--border-subtle);
  border-radius: 8px;
  background: var(--surface-alt, var(--card-bg));
  gap: 12px;
  flex-wrap: wrap;
}

.business-list-item.is-active {
  border-color: var(--primary, #2563eb);
  background: var(--primary-muted, #eff6ff);
}

.business-list-meta {
  display: flex;
  align-items: center;
  gap: 8px;
  flex: 1;
  min-width: 0;
}

.business-list-name {
  font-size: 14px;
  font-weight: 600;
  color: var(--text-primary);
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
}

.business-list-badge {
  display: inline-block;
  padding: 2px 8px;
  border-radius: 999px;
  font-size: 11px;
  font-weight: 600;
  background: var(--primary, #2563eb);
  color: #fff;
  white-space: nowrap;
}

.business-list-actions {
  display: flex;
  align-items: center;
  gap: 8px;
  flex-wrap: wrap;
}

/* ==============================
   Account Settings Rows
   ============================== */