Terms of Service

Effective date: May 20, 2026

These Terms of Service govern your access to and use of the InEx Ledger website, application, subscription features, exports, and related services. By creating an account, accessing the service, or using any InEx Ledger feature, you agree to these terms.

Contracting party and notices

These terms are between you and Mejor Tech LLC, which operates InEx Ledger, the website, application, and billing flows you use. If a separate legal entity is identified in a checkout page, invoice, order form, or other written commercial record for your account, that identified entity is the contracting party for the applicable service.

• You consent to receive account, billing, operational, and legal notices electronically through the service or the email address associated with your account.
• You should keep your contact information current so notices reach you promptly.
• Questions and general notices about these terms may be sent to support.inex@gmail.com, and privacy-specific notices may be sent to privacy@inexledger.com.

Eligibility and account ownership

You may use InEx Ledger only if you can form a binding legal agreement and may lawfully use the service where you operate.

• You must provide accurate registration, billing, and business information and keep it current.
• You are responsible for maintaining the confidentiality of your credentials, MFA devices, and recovery methods.
• You are responsible for all activity that occurs through your account, including actions taken by invited team members or advisers.
• You must notify InEx Ledger promptly if you suspect unauthorized access, payment fraud, or a security incident affecting your account.

Service scope and permitted use

InEx Ledger is a bookkeeping and recordkeeping platform for business operators. We provide software tools to organize ledgers, receipts, exports, and related reporting workflows. We do not provide legal, tax, audit, accounting, payroll, or fiduciary services.

• You may use the service only for legitimate internal business, bookkeeping, compliance, and adviser-collaboration purposes.
• You may not use the service to violate law, infringe others' rights, probe the platform, interfere with availability, or bypass security or subscription limits.
• You may not reverse engineer, scrape at scale, frame, mirror, or build a competing service from the platform except where non-waivable law expressly permits it.

License and ownership

Subject to your compliance with these terms, InEx Ledger grants you a limited, revocable, non-exclusive, non-transferable right to access and use the service for your internal business purposes during the period your account is permitted to use it.

• InEx Ledger and its licensors retain all rights, title, and interest in the software, site design, branding, documentation, templates, and service materials, except for your rights in your own data.
• You retain ownership of the data, receipts, records, and business content you submit, subject to the rights you grant in these terms so we can operate the service.
• If you provide feedback, suggestions, or product ideas, you grant InEx Ledger a non-exclusive, worldwide, royalty-free right to use that feedback for product, support, and business purposes without obligation to you.

Your data and instructions

You retain responsibility for the accuracy, completeness, legality, and underlying support for the data you submit, import, export, store, or share through InEx Ledger.

• You are solely responsible for reviewing imported data, exchange rates, tax treatments, and generated exports before relying on them.
• You authorize InEx Ledger to host, process, back up, transmit, and display your data as needed to operate the service and respond to your instructions.
• You may choose to upload receipts, generate exports, share records with advisers, or enable connected workflows, and you are responsible for confirming that those instructions are appropriate for your business and lawful in your jurisdiction.
• You must maintain your own legally required books, records, source documents, and external backups where appropriate for your business or jurisdiction.

Subscriptions, trials, billing, and taxes

Paid features may require an active subscription. Pricing, included features, and usage limits are described in the product and checkout flows in effect at the time of purchase.

• Free trials, promotional access, and discounts may be offered, modified, or discontinued at our discretion unless prohibited by law.
• If a free trial or promotional period converts to a paid subscription, billing begins at the end of that period unless you cancel beforehand or the checkout flow states a different conversion rule.
• Unless otherwise stated at checkout, subscriptions renew automatically until canceled.
• You authorize our payment processor to charge the applicable fees, taxes, and renewal amounts associated with your plan.
• If payment fails, we may retry charges, suspend paid features, downgrade access, or terminate the subscription after reasonable collection attempts.
• Except where required by law, fees already paid are non-refundable, and downgrades or cancellations take effect prospectively.
• We may change pricing, packaging, limits, or plan structures in the future. If a change materially affects a renewing subscription, we will provide notice before the updated pricing takes effect on renewal unless a shorter period is required by law or payment-network rules.
• You are responsible for any sales, use, value-added, GST/HST, or similar taxes associated with your purchase, excluding taxes on our net income.

Availability, changes, and beta features

We may add, remove, revise, or suspend features, integrations, plans, and workflows. Some features may be labeled beta, preview, early access, or experimental and may change more quickly.

• We do not guarantee uninterrupted availability, error-free operation, or compatibility with every device, browser, bank feed, tax workflow, or third-party system.
• Maintenance, outages, abuse controls, and emergency security measures may temporarily affect access.
• We may impose reasonable product, security, storage, or rate limits to protect the service.

Third-party services

The service may depend on or interoperate with third parties such as payment processors, hosting providers, email systems, file generation tools, exchange-rate reference sources, AI-assisted processing tools, and connected adviser or business tools.

• Third-party services are governed by their own terms and privacy practices.
• Depending on the features you use and the deployment configuration, InEx Ledger may rely on providers such as Railway, Stripe, Resend, Plaid, geolocation or security-support vendors, and AI-assisted receipt-processing vendors.
• InEx Ledger is not responsible for outages, content, actions, pricing, security incidents, or policy changes caused by third-party providers.
• Connected banking, OCR, export, billing, and communication workflows may be delayed, interrupted, incomplete, or changed by the provider, and you must verify records before relying on them.
• Reference data, including example exchange rates, may be delayed, estimated, or unavailable and must be independently validated before filing, reporting, or reconciliation.

Receipts, OCR, and automated assistance

Certain workflows may use automated extraction, classification, or text-generation features to help organize records or suggest bookkeeping inputs. These features are assistive only.

• If receipt OCR or similar automation is enabled, uploaded files or derived content may be transmitted to third-party processors used to perform that feature.
• You remain responsible for reviewing extracted merchants, dates, totals, notes, categories, tax mappings, exchange-rate references, summaries, dashboards, checklists, and any suggested text before saving, exporting, filing, or relying on the result.
• Automated outputs may be incomplete, inaccurate, delayed, or unavailable.

No professional advice

InEx Ledger is software, not a law firm, accounting firm, tax preparer, payroll processor, or fiduciary. Nothing in the service, exports, checklists, AI-assisted text, prompts, estimates, dashboards, or support responses constitutes legal, tax, accounting, audit, investment, or other regulated professional advice.

You remain responsible for obtaining advice from qualified professionals and for reviewing all filings, elections, tax positions, exchange rates, and business records before submission or reliance.

Suspension and termination

We may suspend, limit, or terminate access immediately if reasonably necessary to protect the service, comply with law, respond to abuse, or enforce these terms.

• You may stop using the service at any time and may cancel subscriptions through the available billing flow or support channels.
• Termination does not relieve either party of obligations that accrued before termination, including payment obligations.
• We may retain and delete data according to our Privacy Policy, backup cycles, legal obligations, and security requirements.

Survival

The provisions of these terms that by their nature should survive suspension, cancellation, or termination will survive, including provisions relating to payment obligations, licenses, ownership, data responsibility, disclaimers, liability limits, indemnification, dispute resolution, records retention, and any accrued rights or remedies.

Privacy, security, and cross-border processing

Your use of the service is also subject to the Privacy Policy. By using InEx Ledger, you acknowledge that your data may be processed by InEx Ledger and its service providers in the United States and other jurisdictions where they operate.

• We use technical and organizational safeguards that are designed for the sensitivity of the information we handle, but no system can be guaranteed to be perfectly secure.
• You are responsible for maintaining appropriate endpoint, email-account, and credential security on systems you control.
• You must notify us promptly if you believe your account, exported records, or receipt files were accessed or disclosed without authorization.

Warranties disclaimer

To the maximum extent permitted by law, the service is provided "as is" and "as available." InEx Ledger disclaims all warranties, whether express, implied, statutory, or otherwise, including implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, quiet enjoyment, accuracy, and uninterrupted availability.

Limitation of liability

To the maximum extent permitted by law, InEx Ledger and its officers, personnel, contractors, licensors, and service providers will not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, or for any loss of profits, revenue, goodwill, business interruption, tax position, expected savings, data, or opportunity arising from or related to the service, even if advised of the possibility of those damages.

To the maximum extent permitted by law, the aggregate liability of InEx Ledger for all claims arising out of or relating to the service or these terms will not exceed the greater of (a) the amounts you paid to InEx Ledger for the service in the 12 months before the event giving rise to the claim or (b) fifty U.S. dollars (USD $50).

Indemnification

You will defend, indemnify, and hold harmless InEx Ledger and its affiliates, officers, personnel, contractors, and licensors from claims, liabilities, damages, losses, and expenses arising from or related to your data, your misuse of the service, your violation of these terms, your infringement of another party's rights, or your violation of applicable law.

Disputes and governing law

Before filing a formal claim, you agree to contact InEx Ledger and make a good-faith effort to resolve the dispute informally. If a dispute cannot be resolved informally, it will be governed by the laws of the State of New Jersey, excluding conflict-of-laws rules, except where mandatory consumer law requires the law of your home jurisdiction to apply.

Claims must be brought exclusively in the state or federal courts located in New Jersey, except where non-waivable law permits you to proceed elsewhere.

Changes to these terms

We may update these terms from time to time. The updated version becomes effective when posted unless a later effective date is stated. If a revision materially affects your rights or obligations, we may provide additional notice through the service, by email, or through the billing flow where appropriate.

General terms

If any provision of these terms is found unenforceable, the remaining provisions will remain in effect to the maximum extent permitted by law.

• A failure to enforce any provision is not a waiver of future enforcement.
• You may not assign or transfer these terms without our prior written consent except where non-waivable law provides otherwise. We may assign these terms in connection with a merger, reorganization, financing, or sale of assets.
• These terms, together with the Privacy Policy and any applicable order form or checkout terms, constitute the entire agreement between you and InEx Ledger regarding the service unless a separate signed agreement governs.

Contact

Questions about these terms may be sent to support.inex@gmail.com.

Privacy-related legal notices may also be sent to privacy@inexledger.com.